Analyse · reviewed 14 August 2026

CAMT Balance Checker – Exact Reconciliation

Compare explicit opening and closing balances with signed entry movement, without double-counting child transaction details.

Inputs

  • Supported CAMT XML with balances and entries
  • An explicit currency and compatible opening/closing balance types

Outputs

  • Exact expected and actual closing balances
  • Evidence and warnings when the equation cannot be established

How it works

  1. Open a supported document.
  2. Review available balance types and currencies.
  3. Inspect the reconciliation equation and its evidence.

Versions and hierarchy

  • Registered V08 and V14 launch namespaces

Only entry-level amounts participate in the balance equation.

Amounts, signs, and preservation

CRDT and DBIT determine sign; reversal indicators are handled explicitly; currency mismatches block the equation.

The original file remains unchanged and recoverable. Every download profile states its assumptions and transformation or loss behavior.

Limits and claims we do not make

  • A balanced equation does not establish completeness, authenticity, or bank-profile compliance.
  • Pending camt.052 entries are not silently treated as booked movement.

Synthetic example

Use the public synthetic samples to examine structure without exposing a real account or transaction.

Browse synthetic CAMT samples · Check exact namespace support · Read the changelog